Proudly serving drivers in Waterford, Pennsylvania, Auto Express Kia is a premier Kia dealership dedicated to helping you drive home in a vehicle you love at a price you can afford. Our auto financing experts are here to offer flexible financing solutions on the Kia vehicle of your dreams. Explore attractive lease options on a Kia Seltos or choose from auto loans with low monthly payments on a Kia Soul. We have the local and national connections to customize a plan that suits your lifestyle and goals. At Auto Express Kia, all types of credit -- good and bad -- can qualify for auto loans. It's never been easier to drive off in a new Kia vehicle when you take advantage of the competitive financing options from Auto Express Kia!

Call now!
814-651-0460

Finance Department

The Basic Components of an Auto Loan from Auto Express Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.

%

Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Erie, PA | Waterford, PA | Meadville, PA

With a wide selection of stylish, high-quality Kia vehicles available at our location in Waterford, PA, finding the right car for your needs is a breeze. Parents searching for the perfect family car on a budget will love SUVs like the practical Kia Sorento, the sophisticated Kia Sportage, and the spacious three-row Kia Telluride. If you're looking for a reliable sedan, the refined Kia Forte and bold Kia K5 are both excellent options. While Kia vehicles have always been known for their incredible bang-for-your-buck value, our Kia financing services make it easier than ever to enjoy a high-quality driving experience without breaking the bank. See for yourself by stopping by our Kia dealership in Waterford, PA.

How to Apply for Kia Financing at Auto Express Kia

Ready to get started? Apply for Kia financing today by submitting an auto financing application on our website or visit Auto Express Kia in person to speak with a friendly financing specialist. Our team is ready and waiting to answer all your Kia financing or auto lease questions! Give our financing center in Waterford, PA, a call now! We look forward to hearing from you soon.


Apply for Financing
Â